Blog

Key Takeaways Insurers often deny fire claims on suspicions of arson or other fraud, lack of documentation confirming destroyed items, violating policy conditions, finding damages resulted from pre-existing weaknesses rather than covered events, or other investigatory concerns about validity and accurate payout calculations. Proactively documenting possessions, recording home repairs, carefully following insurance terms, and transparently…

If you cannot afford the high costs typically associated with FR44 insurance, required for high-risk drivers, there are a few options. Taking defensive driving courses, maintaining a clean driving record, increasing deductibles, and comparing quotes may help lower rates. If it is still truly unaffordable, consider public transportation, carpooling with other drivers, or not driving…

Based on research and customer complaints, using Civil Car Coverage likely won’t save you money on car insurance. Instead, it may result in more unwanted calls as your personal data is shared without your permission. With no real company details, endorsement, privacy policy or encryption on their site, it seems risky to use this service….

If you want to successfully make a water leak insurance claim, the key steps are to 1) stop the leak and prevent further water buildup, 2) thoroughly document the damage with photos/videos, 3) contact your insurance right away, and 4) get multiple repair estimates before accepting a bid. Acting quickly and having evidence of the…

Rent a car insurance from Maria OtoSigna offers comprehensive coverage to protect you financially in case of accidents, damage, or theft during your car rental. Their plans include collision damage waiver, liability insurance, personal accident coverage, and more at affordable rates. It’s wise to read the fine print and understand what’s covered before declining. Tips…

Cyber insurance coverage provided by Silverfort protects businesses from financial losses due to cyberattacks. It offers extensive coverage options for data breaches, virus attacks, ransomware, business interruption, legal fees, and reputational damage. Silverfort’s state-of-the-art multi-factor authentication (MFA) solution meets 2023 cyber insurance policy requirements set by providers. Using Silverfort allows businesses to comply with stricter…

Key Takeaways A Quick Answer for You Yes, insurance companies can and do go after uninsured drivers through legal action to recoup money paid out for damages. Driving without insurance is illegal, and uninsured drivers face fines, jail time, license/registration suspension if caught, especially after being involved in an accident. All states have minimum liability…

Key Takeaways Title insurance protects buyers from losses due to defects in the property’s legal ownership history that occurred prior to purchase. It covers financial damages that arise from previous liens, illegal deeds, mistakes in public records, forgery, and other title defects. Though not always required, title insurance is highly recommended for homebuyers to protect…

If a roofer asks you to sign over an insurance check, proceed with extreme caution. Never sign away your check without a detailed contract, lien waivers, and confidence in the roofer. Consider incremental payments tied to phases of work rather than one lump sum up front. Vet the company thoroughly first and consult a lawyer…

Key Takeaways on Finding the Best Fire Insurance Plan 💥 Got No Time? A Quick Answer for You The best fire insurance plan for 2023 will depend on your specific situation and needs. Key factors to consider are the value of your property, your risk of fire damage based on location, the policy coverage limits,…